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We’re Invested In
What You’re Invested In

Life is about living for today, planning for tomorrow and doing some good in the world along the way. Through product sales, 1891 Financial Life also gives back—not only to our members, which is what you become when you purchase a life or annuity product from us—but also to communities through the social, educational, and volunteer programs we help fund.

Explore our products:

Lifetime
Protection

Death benefit, protection that can last a lifetime, cash value accumulation, borrow against cash value if needed

Term
Protection

Simple, low-cost coverage with level premium payments, policy periods for 10, 20, or 30 years

Retirement
Annuities

Tax-deferred earnings accumulation and opportunities for a continuing income stream for your beneficiaries


Giving Back: A Better Tomorrow

1891 Financial Life firmly believes we can all be heroes. Participate in volunteer opportunities we champion to support our members and communities.

Organize A Project

Organize A Project

Select an activity or project that strikes a chord within you.

Pop-Up Events

Pop-Up Events

Local fundraising options abound with your own Pop-Up Impact Team Events – You can invite family and friends.

Hearts & Hands

Hearts & Hands

Our fund-matching program that amplifies fundraising efforts for greater effect.


1891 Life Lines Blog

Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen. Click HERE to look through our blogs.

life insurance

It’s Not About the Policy. It’s About the Promise.

Someone lies awake next to a spouse and says, “I’ll always take care of you.” A new parent standing over a crib makes a similar vow, sometimes out loud, sometimes […]

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life insurance

“I’ll Figure It Out Later”: The Real Cost of Waiting To Talk to Someone About Life Insurance

You’ve read the articles. You’ve run the numbers through two or three calculators. Maybe you even asked an AI tool to break down term versus whole life coverage. And somehow, […]

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life insurance

When Life Changes, Does Your Policy Keep Up?

Imagine a policyholder who bought a life insurance policy years ago, back when a starter apartment and an entry-level salary defined the budget. The coverage made sense at the time: […]

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