LIFE INSURANCE & ANNUITIES
Not just a policy,
but possibilities.
Let’s talk about your life.
We’re Invested In
What You’re Invested In
Life is about living for today, planning for tomorrow and doing some good in the world along the way. Through product sales, 1891 Financial Life also gives back—not only to our members, which is what you become when you purchase a life or annuity product from us—but also to communities through the social, educational, and volunteer programs we help fund.
Explore our products:
Lifetime
Protection
Death benefit, protection that can last a lifetime, cash value accumulation, borrow against cash value if needed
Term
Protection
Simple, low-cost coverage with level premium payments, policy periods for 10, 20, or 30 years
Retirement
Annuities
Tax-deferred earnings accumulation and opportunities for a continuing income stream for your beneficiaries
Giving Back: A Better Tomorrow
1891 Financial Life firmly believes we can all be heroes. Participate in volunteer opportunities we champion to support our members and communities.
Organize A Project
Select an activity or project that strikes a chord within you.
Pop-Up Events
Local fundraising options abound with your own Pop-Up Impact Team Events – You can invite family and friends.
Hearts & Hands
Our fund-matching program that amplifies fundraising efforts for greater effect.
Member Benefits
1891 Life Lines Blog
Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen. Click HERE to look through our blogs.
Meet Your New Board!
1891 Financial Life is proud to introduce the newly elected Board of Directors, who were officially installed during the organization’s Member Summit on July 18, 2026.As a fraternal life insurance […]
Term Life Insurance: How Long Do You Actually Need Coverage?
Most people choose a term length the way they choose a hotel room: quickly, and without much of a framework. Maybe a friend mentioned 20 years. Maybe a quote tool […]
What Is a Flexible Premium Deferred Annuity — and Who Is It For?
Most people picture an annuity as something you buy with a large sum of money, all at once, right around retirement. You hand over a lump of savings, and in […]
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