NEW! 3-Year Flexible Premium Deferred Annuity

May 17, 2023

Announcing our new product! 3-Year Flexible Premium Deferred Annuity (FPDA)1

  • Issue Ages 0-85
  • $300 - $250,000 Premium2

Plan ahead to make great things happen. A Flexible Premium Deferred Annuity makes sense for people nearing retirement or for younger investors who have maxed out their retirement plans but still want to put money into tax-deferred retirement vehicles.

  • Take the guesswork out of saving with our automatic deposit options.
  • Experience the power of Compounded Tax-Deferred Interest Growth.
  • Option to turn your savings into a guaranteed income stream in retirement, that you can’t outlive.3

How can you use an Annuity?

Jennifer’s Story: Jennifer is in her 40’s and has maxed out the amount she can add to her company’s 401K. She is concerned that she may not have enough in that plan to have a comfortable retirement. Jennifer does not want to tie up her money in a long term contract because of interest rate volatility. Jennifer purchases a 3-Year Flexible Premium Deferred Annuity. She has time before retirement and can add to her Annuity as her income increases.

John’s Story: John is 67 years old, owns his own business and is in a high tax bracket. He has decided work until he retires at age 70. He has taxable money in savings and a brokerage account. He has maxed out his contribution limit on his IRA. John can invest beyond the IRA limit each year in a tax deferred growth Annuity. At age 70 he can set up pay outs from the deferred Annuity.

About 1891 Financial Life

At 1891 Financial Life we don’t just sell policies, we offer possibilities. We pride ourselves on giving back to the communities that we serve by providing quality and comprehensive insurance solutions. We are a not-for-profit, community-based life insurance organization, which means the sales from these financial service products help fund member benefits along with social, educational, and volunteer programs designed to respond to community needs.

Our portfolio is extensive, ranging from various life insurance policies to our MYGA to support your financial needs no matter what stage of life you’re in. For more information, contact us at

Interest rate subject to change. Products/features may not be available in all states. Not available in CA, ND, SD, OR. 1) 23FPDA Plan Series. 2) $300 minimum premium, $50 minimum additional premium, $250,000 annual premium limit, $4,000,000 lifetime limit. 3) Consult your tax advisor regarding your individual situation.