Give the Gift of Love: Juvenile Term Insurance

Give the Gift of Love

August 19, 2022

Life insurance is not just for adults. 1891 Financial Life offers a term insurance product designed for ages 18 and under, ensuring your whole family is protected.

Why life insurance when they are young

One of the primary reasons to buy life insurance policies for children is to protect their insurability - whether it’s your children, grandchildren, or godchildren with 1891 Financial Life's Juvenile Term Insurance* you are providing a stepping stone to future coverage as adults.

Future coverage

An 1891 Financial Life Juvenile Term policy insures the life of a child up to age 26. You can convert the policy to Whole Life insurance and obtain coverage up to $100,000 prior to age 26 without any proof of insurability.

Exclusive membership benefits for kids

Being insured by a policy with 1891 Financial Life gives children the gift of membership. Our most popular membership benefit for kids are our Catholic school grants and college scholarships. Membership also provides monetary assistance for volunteer opportunities.

Being involved in 1891 membership events is a great experience for your kids as well as for teens. Volunteer service helps build character, develop empathy, learn healthy habits, and develop new skills that will empower them to thrive in adulthood. Volunteering also helps teens gain new skills necessary for the job market such as leadership, communication skills, dependability, time management, and decision making. Teens who volunteer perform better at school and also build a stronger resume for college and scholarship applications.

Policy Features

  • Available for ages from 0 – 18
  • 2 Face Amounts: $18,910 and $50,000
  • Choose how you want to pay for the plan: Single lump sum or annually
  • Insures the life of a child up to age 26.
  • Convert the policy to Whole Life insurance - obtain coverage up to $100,000 prior to age 26 without any proof of insurability.

This is a gift that shows that you are looking out for their future; and as a member it teaches them to look out for their community. You are guiding them on the road to making good decisions by protecting their future and the future of their community. It’s not just life insurance, it’s a legacy from a company that has been looking out for their members for over 130 years. See our flyer with sample premiums here: Juvenile Term Life flyer

About 1891 Financial Life

At 1891 Financial Life we don’t just sell policies, we offer possibilities. We pride ourselves on giving back to the communities that we serve by providing quality and comprehensive insurance solutions. We are a not-for-profit life insurance company, which means the sales from these financial service products help fund member benefits along with social, educational, and volunteer programs designed to respond to community needs.

Our portfolio is extensive, ranging from various life insurance policies to our annuities to support your financial needs no matter what stage of life you’re in.

* Subject to change. Products/features may not be available in all states. 21-JVT26 Plan Series.