Let’s Celebrate! Higher MYGA Rate!

August 2, 2023

As we celebrate being listed by Forbes as one of "The World's Best Life Insurance Companies," 1891 Financial Life is excited to introduce a limited-time opportunity that allows you to secure your financial future and make a difference in your community.

Our 5-Year Multi-Year Guaranteed Annuity (MYGA) offers an impressive 5.00% guaranteed rate for five years.

Discover the MYGA Advantage

Our 5-Year Multi-Year Guaranteed Annuity (MYGA)1 provides you with a guaranteed 5.00% interest rate for five years, starting with as little as $5,000.2,3

Whether you are planning for retirement or looking to secure your family's financial future, this MYGA rate offers a reliable and attractive option for your financial goals.

Flexible and Accessible: With the Free Partial Withdrawal Rider, beginning in the second year withdrawal charges will be waived on a withdrawn amount that is less than or equal to 10% of the accumulation value (as of the preceding certificate anniversary). A withdrawal charge will be applied only to amounts in excess of the 10% accumulation value each certificate year. This feature provides the freedom to access a portion of your funds when needed.

Protection in Times of Need: With the Terminal Illness/Nursing Home or Hospital Confinement Rider4  if you are diagnosed as terminally ill or are confined to a nursing home for more than 30 days, the withdrawal charge will be waived on a single withdrawal of up to 100% of the accumulation value. Not available in California.

Enhanced Death Benefit Rider: We care about your loved ones and want to ensure their financial security. With the Enhanced Death Benefit Rider, upon the Owner’s death, the Death Benefit amount will be the Accumulation Value on the date of the death. Withdrawal Charges will be waived.

See details in our flyer: CLICK HERE

Act Now and Secure this Offer: This limited-time 5.00% guaranteed rate for five years is an opportunity not to be missed. Take control of your financial destiny and secure your family's future while making a meaningful impact in your community. The MYGA rate is effective from 8/1/23 to 9/30/23, so don't wait to take advantage of this exceptional offer.

Making a Difference Together

By choosing 1891 Financial Life, you are joining a not-for-profit life insurance company with a mission to make a real-life impact. For over a century, giving back to the community has been at the core of our values. As a not-for-profit society, our financial service products' sales contribute to funding member benefits, as well as social, educational, and volunteer programs designed to address community needs. When you invest in our MYGA, you are not just securing your financial future; you are also supporting a company that believes in lifting up and looking out for others. We believe in protecting what you hold dear.  Membership is also celebrated through Faith, Community, and Love. Join us in our mission to build a better tomorrow for you and your loved ones.

Interest rates effective 8/1/23 to 9/30/23. Subject to change. Products/features may not be available in all states.  1) 20MYGA Plan Series.  2) 5.00% guaranteed interest rate for 5 years; renewal rate based on market conditions. 2.80% minimum guaranteed rate.  3) No more than $250,000 in total 1891 Financial Life annuity contributions.  4) Rider not available in California.