1891 Life Lines

Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen.

Amplify Charitable Giving

December 15, 2023

Let’s Give Together! Do you want to set aside money for a favorite charity? Check out our Charitable Rider. With the Charitable Rider you can have a percentage of the […]

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life insurance

Giving Back in 2024

December 7, 2023

When you hear the word “philanthropy,” you may think of wealthy individuals giving millions to a cause. However, anyone can be a philanthropist by giving to a charitable organization, even […]

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life insurance

Motherhood and Financial Security: The Role of Life Insurance

December 6, 2023

As a mom, you juggle a lot — ensuring your children have a roof over their heads, food on the table, school supplies, and plenty of TLC. It’s a tough […]

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life insurance

How to Choose a Financial Power of Attorney

December 5, 2023

When a loved one becomes too ill or incapacitated to make decisions, many tough decisions typically fall to the family. There is never a good time to make these decisions, […]

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life insurance

Life Insurance 101: A Glossary of Terms

November 22, 2023

Most people know they need life insurance, but some put off shopping for a policy because they feel overwhelmed by insurance jargon. Learning what insurance terminology means can make you […]

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Holiday Schedule

November 22, 2023

Every Day is a Good Day to be Kind and Thankful. Happy Thanksgiving!  This week will kick off the start of the holidays. We wish you a season of blessings […]

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life insurance

Understanding Whole Life Insurance

November 20, 2023

One fundamental aspect of financial planning is understanding the nuances of life insurance policies. Whereas term life insurance provides coverage over a specific period, whole life insurance is a permanent […]

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life insurance

Life in Transition: When to Review Your Life Insurance Policy

November 15, 2023

As you navigate the different phases of your life, your priorities shift, responsibilities evolve, and dreams transform. Given the dynamic nature of life, your life insurance policy should be equally […]

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whole life insurance

Benefits & Considerations of Borrowing Against Your Whole Life Insurance Policy

November 13, 2023

Life insurance provides a valuable sense of security and peace of mind for policyholders and their families. One facet that you should understand is the ability to borrow against your […]

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life insurance

Securing the Future: How to Designate a Charity as Your Life Insurance Beneficiary

November 8, 2023

Selecting a beneficiary for a life insurance policy is a vital decision that reflects an individual’s desire to plan for the financial well-being of their loved ones or the causes […]

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life insurance

Does Life Insurance Include Money for Funeral Expenses?

November 6, 2023

The emotional toll of losing a loved one is often overwhelming for those left behind. Factor in funeral expenses and the burdens can quickly escalate for grieving families.  Amid these […]

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The Affordable Gift of Life Insurance

November 3, 2023

When we think of presents during Christmas-time we usually think of toys, books, or cash for the children in our family. However, one of the best gifts that we can give […]

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life insurance

What Is the Role of Life Insurance in Estate Planning?

October 30, 2023

An estate plan aims to organize, manage, and distribute your assets according to your wishes. You can also use the planning process to minimize the financial burden on your loved […]

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life insurance

Do I Need Life Insurance If I Have a 401(k)?

October 30, 2023

In the realm of long-term financial planning, individuals often face the question: “Do I Need Life Insurance If I Have a 401(k)?” Contrary to common misconceptions, the answer lies not […]

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life insurance

How Life Insurance and Annuities Work Together for Your Retirement

October 29, 2023

Two powerful tools for securing your retirement and protecting your family are life insurance and annuities. Individually, they serve distinct purposes, but when strategically combined, they can create a formidable […]

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Lab results are one part of the entire underwriting process. We want to be able to offer you the best price available for your life insurance.

6 Exam Tips for a Good Life Insurance Rate

October 28, 2023

Want to pay the best rate available for your life insurance? Follow these exam tips. Many insurance policies require a blood draw and urinalysis to get approved. You may have […]

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life insurance

6 Life Insurance Myths Debunked: Separating Fact From Fiction

October 26, 2023

Some of the most common misunderstandings about life insurance coverage can prevent individuals from making informed decisions about their financial security. In this blog post, we reveal prevalent myths surrounding […]

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life insurance

Life Insurance for Single Individuals: Planning for the Unpredictable

October 24, 2023

Life policies can provide a financial safety net for married individuals with dependents, but the importance of life insurance extends beyond traditional family structures. Singles, too, can benefit significantly from […]

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