simplified life insurance

Life Happens Fast: Events That Need a Life Insurance Review

May 22, 2024

In the whirlwind of life's milestones and unforeseen twists, life insurance is significant as a bedrock of financial planning. It's not just about mitigating risks; it's about ensuring continuity and peace of mind for you and your loved ones. Enter the concept of simplified life insurance — a game changer for those in good health who are looking for an easy application process when getting life insurance. This blog will dive into what simplified life insurance approval entails and why it might be the right choice for you.

Understanding Simplified Life Insurance Approval

When it comes to life insurance, getting approved can be easier than many realize. If you're healthy and answer questions truthfully, approval can happen swiftly with few or no health clarifications required. 

Simplified issue life insurance often provides coverage within days. You don’t need perfect health to qualify. You may take a pill for cholesterol, high blood pressure or depression. That’s fine as long as those conditions are well controlled with medication.

Events Requiring A Life Insurance Review

Big Life Changes

From saying "I do" to signing mortgage papers, significant life events often necessitate a need for life insurance.

Health and Career Moves

A new medical diagnosis or a leap into entrepreneurship can also underscore the need for coverage.

Adventure Awaits

Heading to a high-risk destination? Simplified life insurance approval ensures you're covered before your adventure begins.

Benefits of Simplified Life Insurance

Fast and Flexible Coverage

Simplified life insurance means simplified underwriting. It's designed for those who need coverage without the lengthy waiting periods typical of traditional policies.

The Value of Speed

In life's fast lane, simplified approval can be a lifeline, ensuring you're covered when it matters most.

The Process Simplified

Think less paperwork and more peace of mind. Simplified underwriting includes a streamlined application process, focusing on getting you covered easily.

Acting Quickly: Why It Matters

Getting a faster life insurance approval can make a huge difference in providing security and protection when you need it most.

Protect What's Precious

Simplified life insurance approval provides a safety net for your loved ones, safeguarding their financial future against life's uncertainties.

Stay Ahead of the Unexpected

Life doesn't have a pause button. Simplified coverage ensures you're prepared, come what may.

Peace of Mind

Knowing you're covered can alleviate stress, allowing you to focus on what truly matters — living your life to the fullest.

Tips for Securing Quick Life Insurance Approval

The strategies below can help you secure life insurance approval as you apply.

Know Your Needs

Understanding your coverage requirements is the first step to securing the right policy. Remember to review your insurance needs periodically, especially after significant life events such as marriage, the birth of a child, or a change in employment.

Get Documentation Ready

Having your personal and medical information on hand can speed up the approval process. Once you've gathered all the necessary documents, review them carefully to ensure accuracy and completeness before submitting them. Keeping copies of all the documents for your records is also a good idea.

Choose the Right Partner

Opting for a provider like 1891 Financial Life, known for our simplified issue life insurance, means you can bypass the usual hurdles and speed up the process. 

With up to $100,000 in whole life coverage available, qualifying is straightforward, with only seven questions and no medical exams. This approach ensures that, for those in good health, coverage can be secured easily, providing peace of mind and financial security. Reach out now to learn more about simplified coverage at 1891 Financial Life.

About 1891 Financial Life

Our culture is about looking out — for you, for others, for family, for the community. That is how we go “Beyond Life Insurance.”

At 1891 Financial Life, we don’t just sell policies, we offer possibilities. We pride ourselves on giving back to the communities that we serve by providing quality and comprehensive insurance solutions. 

We are a not-for-profit life insurance Society, which means the sales from these financial service products help fund member benefits along with social, educational, and volunteer programs designed to respond to community needs. 

In 2023, 1891 Financial Life was listed by Forbes as one of "The World's Best Life Insurance Companies." Our portfolio is extensive, ranging from various life insurance policies to our annuities to support your financial needs no matter what stage of life you’re in.