life insurance

Graduations, Weddings, and Milestones: How Life Insurance Supports Your Growing Family

June 11, 2025

Graduation and wedding season are in full swing, and with it, there’s a chance to consider what’s important. These occasions are as much a marker of past hard work as they are an opportunity to look ahead at how to protect all this joy and good fortune. They also bring new financial responsibilities that may make you think differently about how you plan for your future.

Life insurance helps ensure that the future you’re building stays secure, no matter what life brings. Discover how it can help support your family as you navigate every milestone and life stage.

Why Major Milestones Are the Right Time To Revisit Life Insurance

Change can be a wonderful thing, especially when it means getting to cheer with delight at a graduation ceremony or take in the tender moment of a partner saying, “I do.” At the same time, each of these milestones has financial implications.

Graduating, buying a house, becoming a parent, caring for aging parents — these moments all add long-term financial obligations that your life insurance policy needs to reflect. The right coverage can play a major role in long-term family caregiving plans.

Life Insurance as a Foundation of Financial Security

Life insurance provides your loved ones with an income tax-free death benefit if something happens to you. It can help them cover:

  • Final expenses for a funeral
  • Ongoing living expenses such as a mortgage, rent, and household bills
  • Education costs for children or grandchildren

Having a policy in place that leaves this kind of support behind brings peace of mind. You can rest easy, knowing that your family will have the finances to get through some of life’s biggest transitions.

Protecting Families Across Generations

1891 Financial Life has been helping individuals and families protect what matters most for over 130 years. As a fraternal benefit society, we’re all about serving people, not shareholders.

Our life insurance products are designed to grow with you and your family so that you’re prepared for each chapter of life, across generations and milestones.

When To Review or Consider a Life Insurance Policy

An 1891 representative can guide you through the process of reviewing your life insurance and tailor it to serve your particular needs. However, many struggle to know how to talk about life insurance or when to seek guidance.

Generally, it’s time to review or consider a life insurance policy when your:

  • Household size changes
  • Income or career shifts
  • Finances have changed to include new debt or obligations
  • Long-term legacy goals have become a priority

A Gift of Protection for Every Stage of Life

Life’s happiest moments often come with new responsibilities. The more memories we accrue, the more there is to protect. That’s exactly what life insurance is here to help with.

Reach out to 1891 Financial Life, and secure your family’s financial future. As you celebrate life’s milestones, we’ll be here to help you plan for what’s next.

About 1891 Financial Life

Our culture is about looking out — for you, for others, for family, for the community. That is how we go “Beyond Life Insurance.”

At 1891 Financial Life, we don’t just sell policies, we offer possibilities. We pride ourselves on giving back to the communities that we serve by providing quality and comprehensive insurance solutions. We are a not-for-profit life insurance Society, which means the sales from these financial service products help fund member benefits along with social, educational, and volunteer programs designed to respond to community needs. In 2023, 1891 Financial Life was listed by Forbes as one of "The World's Best Life Insurance Companies."

Our portfolio is extensive, ranging from various life insurance policies to our annuities to support your financial needs no matter what stage of life you’re in.