For most of your working life, the goal is simple: Save more. Then retirement arrives, and the goal flips. You’re supposed to spend down the very savings you spent decades […]

Kindergarten changes more than a family’s morning routine. For parents who have paid for daycare or preschool for several years, the move to full-day public school often erases a line […]

Running your own business comes with plenty of freedom, but a retirement plan usually isn’t handed to you along with it. Without an employer sponsoring a 401(k) or matching contributions, […]

Most people picture an annuity as something you buy with a large sum of money, all at once, right around retirement. You hand over a lump of savings, and in […]

For most of your working life, Social Security sits in the background as a promise: a check that arrives every month once you retire, no matter what. When retirement actually […]

You’ve done some research. You know you want a financial vehicle that grows your retirement savings without exposing them to market risk, and you’ve landed on two names that keep […]

The moment “annuity” and “taxes” show up in the same sentence, a certain kind of dread tends to kick in. It doesn’t need to. The tax treatment of a nonqualified […]

You’ve spent decades building your precious nest egg — but eventually, the day will come when you need to crack it open. It can be hard to “flip the switch” […]

Summer means longer, warmer days, a slower pace, and an ideal time to take a break from your day-to-day to think about the bigger picture of your life. Specifically, is […]

As the year reaches its halfway point, June offers a natural opportunity to review your retirement plan and make any needed adjustments. If market uncertainty has you looking for a […]

When families gather for summer cookouts and s’mores, that togetherness can spark important conversations about the future. One topic that tends to come up is: What happens to your annuity […]

For many, the term “non-qualified annuity” sounds like complicated financial jargon. The concept makes more sense once you look at it through the lens of time rather than a simple […]

One of the best things about spring is planting seeds with the anticipation of future growth. And just as carrots and radishes don’t sprout overnight, neither does retirement income. One […]

Spring weather is known for being uncertain: One day it’s 70 degrees, and the next it’s snowing. Just as we know to prepare for unpredictable weather patterns, so, too, can […]

As the retirement years inch ever closer, many people start wondering whether their savings will last. Between market downturns, rising costs, and thoughts about how long they’ll live, running out […]

Spring cleaning often makes us think of organizing and refreshing our homes. But the idea of springtime renewal can also serve as a natural checkpoint for financial planning. Think of […]

Spring is a great time to declutter, reorganize, and reassess your closet — as well as your financial goals. Just like your closet, retirement strategies need periodic reviews. This year, […]

With Tax Day just around the corner, many Americans are reviewing their income, deductions, and retirement accounts — including any annuities they may own. Because annuities grow tax-deferred over time, […]