1891 Life Lines

Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen.

life insurance

Acts of Kindness Through Life Insurance: Choosing Charitable Beneficiaries

February 11, 2025

Random Acts of Kindness Week (February 9 to 15, 2025) highlights the power of generosity, inspiring everything from paying for a stranger’s coffee to volunteering at food banks. But what […]

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Person's hand with a pen, filling out tax forms

Answers to Five Key Tax Questions About 2025 Taxes

February 10, 2025

Right now, you may be more focused on your 2024 tax bill than on planning your tax finances for the new year. However, as you work through your annual tax […]

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1891 Financial Life

From Small Gestures to Lasting Impacts: Building a Better Tomorrow with 1891 Financial Life

February 6, 2025

At 1891 Financial Life, we believe in the power of using small gestures to create lasting impacts. Through our work in the insurance industry, we strive to engage and uplift […]

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love

Show Your Love This February: Why Life Insurance Means ‘I Love You’

February 4, 2025

With Valentine’s Day right around the corner, you may be contemplating what gifts you can purchase for your loved ones that will express your love and appreciation toward them and […]

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whole life insurance

More Than Just Final Expenses: Using Life Insurance for Education and Mortgage Relief

January 28, 2025

Think back to the first time you heard the term “life insurance.” What came to mind? Death benefit? Funeral and burial expenses? If this was your initial impression, you’re not […]

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annuities

Tax-Smart Annuities: Enhancing Your Retirement Strategy

January 23, 2025

Many people question whether annuities can be part of their retirement strategy. Annuities, after all, seem quite appealing because they come with numerous tax advantages. The fewer taxes you pay, […]

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life insurance

International Quality of Life Month: Empowering Women with Financial Wellness Through Life Insurance

January 21, 2025

January is International Quality of Life Month, and what better way to kick off the year than by focusing on what makes life truly meaningful? It’s a time to reflect […]

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life insurance

Life Insurance for Building Generational Wealth

January 16, 2025

Generational wealth can set up multiple generations of your family for success and allow them to carry on the legacy you’ve built. Giving future family members opportunities to grow and […]

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life insurance

The Millennial’s Guide to Debt Freedom With Life Insurance

January 14, 2025

Millennials carry an average debt of $125,047 — more than any other generation except Gen X. This staggering financial burden includes student loans, mortgages, credit card balances, and auto loans, […]

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annuities

Strategic Financial Planning With Fixed Index Annuities

January 9, 2025

In many ways, planning for retirement feels as meaningful as the achievement itself. There are several excellent ways to maximize your retirement savings, and fixed index annuities (FIAs) are one […]

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life insurance

Beyond Death Benefits: How Living Benefits Can Transform Your Life Insurance

January 7, 2025

All too often, life insurance is associated with the death benefit that family members receive upon the passing of the policyholder. While it’s true that life insurance delivers financial security […]

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single premium whole life

Single Premium Whole Life: A Unique Solution

December 23, 2024

When using life insurance in your overall financial planning, the solution to meeting the needs of you and your family should be as individual and unique as your own personal […]

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annuities

Understanding Annuities as a Retirement Strategy

December 20, 2024

Retirement is a milestone that many Americans approach with a mix of excitement and trepidation. According to Gallup, 42% of non-retired U.S. adults are very worried about not having enough […]

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face value life insurance

Determining the Face Value of Life Insurance

December 19, 2024

There is always a lot of discussion about what kind of life insurance is the best to own. There are many options to choose from: whole life, term, universal life, […]

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new year's

New Year’s Financial Resolutions: Starting With Life Insurance

December 17, 2024

With the holiday season upon us and the new year quickly approaching, you’ve likely been contemplating gifts you can buy for others and resolutions you can make for yourself. A […]

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life insurance

Reviewing Your Life Insurance Needs for 2025

December 12, 2024

You may have gotten your life insurance years ago, but as we approach 2025, reassessing your coverage becomes crucial. Life changes rapidly, and your insurance needs evolve with it. Whether […]

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juvenile life insurance

Juvenile Life Insurance: Why Start Young?

December 10, 2024

When it comes to ensuring their children’s financial security, parents and guardians can secure lasting benefits through juvenile life insurance. Starting coverage early provides a strategic way to protect a […]

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Christmas

Celebrating Christmas With a Financial Gift of Love

December 4, 2024

Christmas is a time when you can express your love and care through thoughtful gifts. While traditional presents bring joy, consider a gift that provides lasting security and peace of […]

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