1891 Life Lines

Our blog, 1891 Life Lines, lets you stay up on product news, helpful information and all the good that’s going on at 1891 Financial Life. And remember, your membership helps make it all happen.

life insurance

More Than a Policy: How 1891’s Fraternal Roots Shape Whole Life Insurance

August 18, 2026

A life insurance policy from 1891 Financial Life starts working the moment a member signs it, and it works in two directions at once. One dollar of premium secures a […]

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flexible premium deferred annuity

Freed-Up Cash, New Goals: Timing Flexible Premium Deferred Annuity Contributions in Late Summer

August 13, 2026

Kindergarten changes more than a family’s morning routine. For parents who have paid for daycare or preschool for several years, the move to full-day public school often erases a line […]

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life insurance

The Real Cost of Waiting: How Age Affects Your Life Insurance Premium

August 11, 2026

Putting off a life insurance decision may not feel like a financial choice in the moment. It feels more like a task sitting on a list, easy to push another […]

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Explore 135 Years of History at 1891 Financial Life

August 6, 2026

Step back in time and discover the remarkable story of a single act of kindness that grew into 135 years of faith, service, and financial protection. 1891 Financial Life invites […]

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nonqualified annuity

No 401(k)? Here’s Where a Nonqualified Annuity Fits for the Self-Employed

August 6, 2026

Running your own business comes with plenty of freedom, but a retirement plan usually isn’t handed to you along with it. Without an employer sponsoring a 401(k) or matching contributions, […]

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attendees have fun at the 2026 Member Summit!

1891 Financial Life Marks 135 Years of Faith, Service, and Financial Protection at Member Summit

July 29, 2026

SCHAUMBURG, IL (July 29, 2026) –  The 1891 Financial Life 2026 Member Summit weekend began on July 18, 2026 with a special Mass and the installation of the newly elected […]

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Meet Your New Board!

July 29, 2026

1891 Financial Life is proud to introduce the newly elected Board of Directors, who were officially installed during the organization’s Member Summit on July 18, 2026.As a fraternal life insurance […]

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term life insurance

Term Life Insurance: How Long Do You Actually Need Coverage?

July 28, 2026

Most people choose a term length the way they choose a hotel room: quickly, and without much of a framework. Maybe a friend mentioned 20 years. Maybe a quote tool […]

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flexible premium deferred annuity

What Is a Flexible Premium Deferred Annuity — and Who Is It For?

July 23, 2026

Most people picture an annuity as something you buy with a large sum of money, all at once, right around retirement. You hand over a lump of savings, and in […]

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child life insurance

Life Insurance for Your Child: What Parents Should Know

July 22, 2026

Most parents spend years building a financial head start for their kids. Savings accounts get opened in the hospital nursery. College funds get set up before a child can walk. […]

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single premium immediate annuity

Can You Use an Annuity To Supplement Your Social Security Income?

July 16, 2026

For most of your working life, Social Security sits in the background as a promise: a check that arrives every month once you retire, no matter what. When retirement actually […]

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fixed indexed annuity

Fixed Indexed Annuity vs. Multi-Year Guaranteed Annuity: Which One Fits Your Retirement Plan?

July 14, 2026

You’ve done some research. You know you want a financial vehicle that grows your retirement savings without exposing them to market risk, and you’ve landed on two names that keep […]

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whole life insurance

What Is Whole Life Insurance — and Is It Worth It?

July 9, 2026

Whole life insurance has a complicated reputation. It costs more than term. A quick search turns up plenty of opinions calling it a bad deal, a relic, or worse. Somewhere […]

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nonqualified annuity

What Is a Nonqualified Annuity — and How Is It Taxed?

July 7, 2026

The moment “annuity” and “taxes” show up in the same sentence, a certain kind of dread tends to kick in. It doesn’t need to. The tax treatment of a nonqualified […]

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New eApp Delivers Faster, Simpler, and More Convenient Digital Experience for Agents and Clients

June 30, 2026

SCHAUMBURG, IL  – 1891 Financial Life is pleased to announce the official launch of its new Electronic Application (eApp) platform for their annuity products, marking another step forward in the […]

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single premium immediate annuity

How a Single Premium Immediate Annuity Can Turn Retirement Savings Into Lifetime Income

June 30, 2026

You’ve spent decades building your precious nest egg — but eventually, the day will come when you need to crack it open. It can be hard to “flip the switch” […]

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1891 Financial Life - Is a Fixed Indexed Annuity a Good Fit for Your Retirement Plan?

Is a Fixed Indexed Annuity a Good Fit for Your Retirement Plan?

June 25, 2026

Summer means longer, warmer days, a slower pace, and an ideal time to take a break from your day-to-day to think about the bigger picture of your life. Specifically, is […]

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1891 Financial Life - What Is Lifetime Protection Insurance

What Is Lifetime Protection Insurance?

June 23, 2026

Summer is the season of major life milestones — from graduations and weddings to new jobs and home purchases. Turning points like these often serve as ideal times to consider […]

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