annuities

A Mother’s Reward: Planning the Retirement You Deserve with Annuities

May 8, 2025

So much of motherhood is rooted in selflessness — nurturing others, putting family first, and making sure everyone else’s needs are met before your own. It’s folding tiny clothes long after bedtime, showing up to every school performance, and offering encouragement through life’s big and small moments.

But as children grow and begin to carve out their own paths, it’s natural and necessary to reflect on your own journey ahead. What does your next chapter look like? What brings you peace of mind?

Annuities can be a meaningful way to begin planning for your financial future. They offer stability, long-term growth potential, and the reassurance that comes from knowing your retirement years are supported.

Why Annuities Make Sense for Retirement-Minded Mothers

Annuities provide a guaranteed income for life or a set period. That guarantee is what makes them such a great retirement option. There’s peace of mind in knowing exactly how much you’ll be getting and for how long.

The money you receive from an annuity can help supplement Social Security and reduce how much you have to rely on volatile investments for your income. Annuities are also available in several forms — from MYGAs to fixed index annuities and beyond. You can choose the exact annuity that works for your timeline and retirement goals.

Turning Caregiving Into Self-Care

While rewarding, parenting requires a significant financial sacrifice. Annuities are a chance to make sure that while you’re showing up for everyone else, you’re also investing in your own well-being and stability.

Once you’ve sent everyone on to adulthood and settled into retirement, annuities provide a consistent income to use however you wish. You can explore new hobbies, travel, or simply put your feet up without having to fret about your finances.

There’s a whole new chapter that opens in retirement. You get to rediscover how you like to spend your time and what you really want out of life — which is much easier to do with the support of an annuity.

The 1891 Financial Life Difference

​​At 1891 Financial Life, we believe financial planning should reflect the values, commitments, and dreams that shape your life. As a fraternal benefit society, we’re not a faceless corporation — we’re a mission-driven organization rooted in community, compassion, and service.

That’s why we offer flexible premium and single premium annuity options designed to provide guaranteed interest and the opportunity to add optional riders based on your unique needs. Whether you’re looking to create dependable income for retirement or plan a legacy for the next generation, we’ll help you find the right fit.

Motherhood is a journey filled with purpose, love, and dedication. We honor that commitment by helping you plan for the future — so you can enjoy the peace of mind that comes with securing your financial well-being.

Final Thoughts: Your Time To Shine

The best way to celebrate mothers and Mother’s Day is to start planning for the future you deserve. Speak to one of our 1891 Financial Life representatives today to learn how annuities can support your goals and reward all those years of devotion. You’ve taken care of everyone else; now it’s time to accept a little care for yourself. You’ve more than earned it.

About 1891 Financial Life

Our culture is about looking out — for you, for others, for family, for the community. That is how we go “Beyond Life Insurance.”

At 1891 Financial Life, we don’t just sell policies, we offer possibilities. We pride ourselves on giving back to the communities that we serve by providing quality and comprehensive insurance solutions. We are a not-for-profit life insurance Society, which means the sales from these financial service products help fund member benefits along with social, educational, and volunteer programs designed to respond to community needs. In 2023, 1891 Financial Life was listed by Forbes as one of "The World's Best Life Insurance Companies."

Our portfolio is extensive, ranging from various life insurance policies to our annuities to support your financial needs no matter what stage of life you’re in.