We are honored to be named one of America’s Best Insurance Companies for 2026 by Forbes, marking the second time our work has earned this distinction. This recognition not only reflects our efforts, but it also celebrates the trust and loyalty of our members and the communities we serve.
Since 1891, our mission has always been to assist individuals and families in achieving financial security and help build stronger communities. Every policy, every benefit, and every community initiative is a reflection of our commitment to the people who place their trust in us.
Our Term Life Insurance policies are designed with families in mind—flexible, affordable, and reliable. Members can select 10, 20, or 30-year terms, benefit from guaranteed death coverage, and access a variety of riders. They also have the option to convert to a permanent policy, ensuring their coverage can grow with life’s changing needs.
Our Permanent Life Insurance policies provide lifelong protection and financial growth. Along with a guaranteed death benefit, these policies build cash value that can support education, retirement, or unexpected expenses. Living benefits riders offer access to funds in the event of a terminal illness, giving families crucial financial relief during challenging times. A generous Living Benefits Rider offers access to funds in the event of a serious illness, giving families crucial financial relief during challenging times.
The real measure of our success is the impact on the families we serve. From supporting loved ones after a loss to providing financial security during unexpected events, our policies represent trust, care, and commitment.
Being recognized by Forbes for the second time inspires us to continue innovating and serving with excellence. We remain committed to our legacy of trust, community, and financial protection, ensuring that every member knows their future—and their family—is secure.
At 1891 Financial Life, we are proud of our past, grateful for our present, and dedicated to building a brighter future for our policyholders and communities.